Responsible Lending in the Automotive Sector: Navigating Affordability Assessments and Credit Risk.
- Responsible lending and consumer protection
- Affordability assessments in vehicle finance
- Credit risk management in a volatile economy
- Dealer and financier responsibilities
- Over-indebtedness and repossessions
Advice vs Sales: Professionalising the Role of the Automotive F&I Manager
- Compliance requirements for F&I managers
- Fit and Proper requirements
- Disclosure obligations
- Treating customers fairly
- Regulatory oversight of intermediaries
Customer Data, Digital Dealerships and POPIA: Protecting Personal Information in Automotive Finance
- Data privacy in vehicle finance applications
- Managing customer consent
- Cybersecurity risks
- Data sharing between banks, insurers, and dealers
- Digital identity verification
A single, overarching conduct law for all financial services in South Africa.
- Designed to replace or consolidate multiple laws like FAIS and insurance acts.
- Focused on market conduct + customer outcomes, not just rules.
- Cabinet approved the COFI Bill for submission to Parliament in late March / early April 2026
Insurance Products in Vehicle Finance: Regulation, Product Innovation and Customer Protection
- Motor insurance compliance
- Credit life insurance
- Fair Insurance for Motorists: Policyholder Protection Rules and the Future of Add-On Products
- Product governance
- Insurer accountabilit
Anti-Money Laundering in Automotive Finance: Compliance, Risk and Dealer Responsibilities
- Know Your Customer (KYC)
- Identifying suspicious transactions
- Financial crime in vehicle purchases
- Cross-border transactions
- Compliance obligations
- Understanding customer psychology in high-value purchases
- Persuasion techniques that convert hesitation into commitment
- Handling objections and closing confidently
- Building trust while increasing deal value
- High-performance sales habits used by top performers
- Coaching F&I managers to improve performance
- Developing commercial and leadership skills
- Building confidence and ethical sales practices